FHA Mortgage Loans - North Carolina

  - CLICK HERE for today's low FHA rates -

$8,000 tax credit for first-time buyers!

In today's mortgage market, FHA mortgages are the 'shining light' for home buyers with limited down payment and/or bruised credit.

Benefits of FHA mortgages include:

• limited down payment (3.5% of the sales price)
• no risk fees for scores down to 620
• seller can pay the closing costs
• lower monthly mortgage insurance
• down payment can be a gift
• non-occupying co-borrowers are allowed
• do not have to be a first-time buyer

At ENG Lending, we have been specializing in FHA mortgages for years. Our bank is well-experienced in processing these loans from start to closing, with personal service not found with big banks.