FHA-Now, is a website for ENG Lending, the mortgage division for a 110 year old, FDIC chartered, depository bank. We are highly-experienced in mortgage lending,especially: FHA Mortgages and FHA Refinances, USDA Mortgage loans and VA Mortgages and VA refinances.
Judgments must be satisfied. Tax liens must be paid or in repayment. Charged-off student loans must be paid or in repayment. Bankrupcy must be discharged 2 years for Chapter 7 (one year in limited cases). You can be in Chapter 13 bankruptcy (at least one year). There is a 3 year recovery for foreclosures. An acceptable credit explanation letter is required for any derogatory credit issues.
Mininum credit score of 620 required on all mortgages.
ENG Lending 235 Commerce Street Suite 12 Greenville, NC 27858